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do I have to tell my insurance company that someone hit my car whilst my partner was driving it?

Author : emma

Submitted : 2018-01-09 12:22:27    Popularity:     

Tags: hit  company  insurance  driving  partner  

I was in a car accident today which caused minor damage but caused the car to shunt forward. The guy who drove into the back of me admitted fault and his insurers are already sorting our cars out. Do I need to tell my insurance company? It’s my car but my

Answers:

Yes. Of course you need to tell your insurance. If you don't they won't/cannot protect you in the case of a problem.


Accident ? Always call the police to the scene and then notify YOUR insurance company.,..... Always !

Yes you do need to tell your insurance company. Absolutely yes, one hundred percent for certain. And it doesn't matter who was driving at the time, you still need to tell them.

Wherever you live, whoever insures you, your insurance contract will have a clause in it. That clause states that you agree to let your insurance company know about any loss or damage your vehicle is involved in, and you agree to notify them right away and as soon as possible. Whether you clicked on the "I agree" button or signed your name on paper, you accepted that condition and agreed to honour it.

In case you were wondering, and your question sounds like you are, there is no way you can agree to something and then un-agree to it later on just because you don't like how the situation turned out.

Just let the one who hit you have his insurance pay for your car to be fixed up. Your insurance company doesn't need to know who was driving, because they don't have to pay for anything. Your insurance premium should not go up for this type accident.

USA answer:
An automobile is insured, not a person. If anyone is driving your vehicle and is involved in an accident it is the responsibility of you and your insurer to sort out the detail.

Yes, you do want to report the not at fault incident to your insurance provider. Reason being, you vehicle's insurance provider will make sure the other motorist, and their insurance provider, is responsible for all damage repairs. That's their job!

Just sit back and let the insurance companies work it out and accept their decision.

Yes, even though the other guy rear ended you and his insurance covers it, you have to let yours know as well. That all MUST go on the car fax. Make sure a police report was filed also.

Use English language and they can understand.
Use a phone OR in person.

Your car is insured. You need to tell your insurance company.



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